TY JOUR TI Availability Assessment of Insurance Services on the Russian Financial Market KW financial accessibility KW insurance services KW availability of insurance services KW insurance market KW insurance market infrastructure KW demand KW quality KW usefulness of insurance services JO Bulletin of Kemerovo State University. Series: Political, Sociological and Economic sciences AU Kalacheva, E.A. AU Gavrilenko, I.V. PY 2025 IS 10 PB Kemerovo State University