00621naa#a2200181#i#450# EN\\bibl\33912 20241122044427.5 2074-9414 20191211b2019####ek#y0engy0150####ca RU Assessing Credit Risk in the Sphere of Commercial Lending to Organizations of the Kemerovo Region Journal article Kemerovo Kemerovo State University 2019 8 с. Journal article local Экономика. Экономические науки. 33 Chernichenko Svetlana G. Kotov Roman M. jstrategizing.kemsu.ru